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BOB account holders will now get more interest on FDs in Anand / BOB and HDFC, see the new interest rates here

Posted on July 8, 2022July 8, 2022 By admin No Comments on BOB account holders will now get more interest on FDs in Anand / BOB and HDFC, see the new interest rates here

Bank of Baroda and HDFC, the two largest banks in India, have hiked interest rates on fixed deposits (FDs). BOB’s new interest rates have come into effect from June 16, while HDFC’s interest rates have come into effect from June 17. So know the new interest rates. Find out by clicking here: Big news for Bank of Baroda customers! You can withdraw money even without an ATM card

How much interest will you get on getting FD in Bank of Baroda?
2.80 interest rate (in%) for 7 to 45 days
3.70 interest rate (in%) for 46 to 180 days
181 to 270 days 4.30 interest rate (in%)
271 days to 1 year less 4.40 interest rate (in%)
1 year 5.00 interest rate (in%)
1 year 1 day to 2 years 5.45 interest rate (in%)
2 years 1 day to 3 years 5.50 interest rate (in%)
3 years 1 day to 10 years 5.35 interest rate (in%)
Now how much interest will you get on getting FD in HDFC?
7 to 29 days 2.75 interest rate (in%)
30 to 90 days 3.25 interest rate (in%)
91 days to 6 months 3.75 interest rate (in%)
6 months 1 day to 9 months 4.65 interest rate (in%)
9 months 1 day 1 year minimum 4.65 interest rate (in%)
1 year 5.35 interest rate (in%)
1 year 1 day to 2 years 5.35 interest rate (in%)
2 years 1 day to 3 years 5.50 interest rate (in%)
3 years 1 day to 5 years 5.70 interest rate (in%)
5 years 1 day to 10 years 5.75 interest rate (in%)

Now you have to pay tax on the interest received from FD.
If the interest earned on a bank FD is less than Rs 40,000 in a financial year, no tax will have to be paid on it. This limit is for people under 60 years of age. At the same time, people above 60 years of age, i.e. up to Rs 50,000 income from FD of senior citizens are tax free. 10% TDS is deducted on income above this.

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